The answer is yes, but subject to conditions. The US law requires that you must carry auto insurance to drive a vehicle. Your driver’s license will be suspended for not carrying valid auto insurance. The guidelines may vary with each state in this regard. The laws governing driving with a suspended license also vary.
Suspended Driver's Licence and Car Insurance
They mostly require you to pay the fine and obtain auto insurance. Normally your driver’s license is suspended or revoked due to a DUI or for getting too many tickets for traffic violation or for accidents. You can still get insured and get your license reinstated.
Many insurance carriers will offer coverage on a suspended license or for having higher points on your driving record. You can request a quote from these companies where they are available and get your auto insurance. They will give you 45 day’s time to get your license back if you have started the process of getting your license re-instated. So you need to mention the status of your driver’s license in the quote request form.
You can get this type of insurance from auto insurance companies such as Progressive, Safeway, Nationwide, USAA etc.. They recognize the fact that there may be times when your license may get suspended and you have to drive with the suspended license. They help you to obtain auto insurance on the condition that you obtain your license within a stipulated period according to the state laws. Some insurance carriers will provide coverage for drivers without driver’s license and may not require you to reinstate too. Look for the information for the right insurer that will be best for your situation.
It is to be understood that all vehicles must be insured according to law regardless of your circumstances for your not having a valid driver’s license. Auto insurance is needed even if you do not drive your car but allow someone else to drive it. This is to take responsibility financially for anything that may happen when the vehicle is being driven.
Though it may not be easy to get insurance without a valid driving license you can find the insurer who will provide insurance for drivers whose license has been suspended but with the condition that you should get your license reinstated within a certain period of time. You should truthfully explain to the insurer why you got your license suspended or why you do not have valid license. They will verify your driving records and know why you have a suspended license. When they are satisfied they will provide your with a new auto insurance policy.