State laws differ regarding auto insurance in the US. Generally no insurance company is allowed to increase your auto insurance rates after just one speeding ticket. So your premium rate will remain .....

It is illegal to drive without a license or permit and driving with an expired or suspended license.   The expired license is an indication that you had a valid license in the past but did not renew .....

When you are pulled over and are found without insurance the officer should cite you the reason for stopping you on traffic (speeding, running a red light, etc). However, if you cannot produce proper proof of auto insurance or show an expired / invalid .....

What is point system and how does it affect your car insurance rate? - The points system is being administered by the Department of Licensing in the respective states. .....

Some circumstances can put a person in a situation where he approaches an insurance company for obtaining auto insurance without having a valid driver’s license.  The states require that .....

Motorists who do not have insurance can face severe penalties. The driver may have auto insurance but does not have the proof in hand. It is required of the drivers to produce auto insurance certificate .....

In most of the states in USA, the Motor Vehicles Department has the point system, using which the department tracks your driving record. In general, each type of infringement (moving violations, parking tickets, .....