There are so many causes of filing an SR22. They include DUI, lots of speeding tickets, not having auto insurance while driving and others.
As time goes on offenders who need to file an SR22 take note of the expensiveness of the policy. How expensive could it be? This depends on basis for suspension of your license. It also depends on the frequency of the offense, presence of an accident and occurrence of injuries.
For a general DUI offence (first time), they are required to pay up between three and five times higher than the normal cost for the SR22. If it was $40, it'll increase to $200 which will be paid for about three years prior to reinstating the license after its suspension
No matter the reason for filing an SR22, the filing will take three years. Although the cost of insurance for lots of speeding tickets is less than that of DUI, there will be up to one or 2 times increase in the cost.
You should follow some processes in order to pay the lowest amount of money for the SR22 insurance. Firstly, it is important not to presume that the insurance company which you have had for a long time will be fair on you when it comes to being a traffic offender no matter the reason or extent even though they might have been fair on you without problems. The insurance company might not even give SR-2 insurance as it is not all companies that offer this insurance.
Check the requirements for filing SR22 insurance in the department of motor vehicles in your state. Also, check different insurance companies for up to four or five quotes as different companies have varying rates. After getting the quotes from the several insurance companies, in your area, select the cheapest rate possible.